Debt - Proof Living was first published in 1999. This 2014 edition is revised and updated. It includes the same premise - the same formula for living without debt, but also includes new information based on today's culture.

Mary gives you the tools to understand the thinking of modern consumers to help us realize why people today have accepted debt as normal. This dangerous problem has been slowly fed to us over many years.

Inside this book you will be given a clear formula to get out of debt and then how to "debt - proof" your life.

This book has been as exciting to me as any novel. I couldn't put it down. I'll need to give you a little background so you'll understand why.

I had at one point become debt free and was building up a nice emergency fund. Then the emergencies started happening. We used over $3,000 for Consumer Man's car emergency. I thought, "That's okay. I'll just build it back up."

Nice thought. Then while stopped at a traffic light, a kid rammed into the back of my car. This resulted in a low back injury. I thought, "That's okay. I'll just do everything the doctor tells me, get back to 100% and back to work." Wrong. The doctor told me I would be permantly disabled and never be able to work an eight hour nursing shift. Excuse me, I do twelve hour shifts.

Then another car emergency. Mine this time. The kid's insurance paid for all the visible damage, but all of a sudden the battery pack had to be replaced in my hybrid. The dealership thought it was probably related to the accident but couldn't prove it. So out comes the credit card - the one which was only used if I bought something on line and paid it off within the grace period. Over $3,200 went on that puppy.

Then Consumer Man had more car problems. Now there,s over $5,000 on that card, and I'm struggling.

That's when this book came along and I now have hope as I've begun implementing Mary Hunt's guidelines. It feels so good to have someone who understands "hold your hand," and show you how to conquer that load of debt. Thank you, Ms Hunt, for your crusade against debt.

***A special thank you to Lanette Haskins for providing a review copy.***

Mary Hunt in her new book, Debt-Proof Living published by Revell shows us How to Get Out of Debt & Stay That Way.

From the back cover: Mortgages, credit card balances, student loans, car loans, and home improvement loans have become a way of life for the majority of us. And debt is putting not only our present at risk as we live paycheck to paycheck, but our futures in jeopardy as shockingly few of us have enough put away for retirement. Personal financial expert Mary Hunt wants readers to embrace the radical but simple truth that they dont need more credit or more stuffthat they can live their lives debt-free.

In her classic book Debt-Proof Living, Mary reveals the secrets to getting out of debt and staying out of debt for the rest of your life. At no time in history has this liberating approach to a no-debt lifestyle been more desperately needed. Those who have been struggling to pay the bills or feel like they just cant make their finances work without taking on debt need this book. It can change their lives.

Quite a few of us rent our homes from the bank and call the monthly payment a mortgage. College students graduate with ten years of paying back student loans. The credit card companies are constantly dreaming up new ways of enticing us to get and use their cards. It does seem that massive debt is a way of life and forces us to live paycheck to paycheck. Well according to Mary Hunt it only seems that way. There is a way to get out of debt and then stay debt free forever. In eighteen chapters Ms. Hunt looks at income, spending and debt and puts each element in its proper place. Then there is the additional element of tithing our ten percent to The Lord. That is a non-negotiable. Ms. Hunt outlines the plans that we need to implement such as pay off debt, save an emergency fund as well as pay cash and not charge.Debt-Proof Living is a must have book. You might want to hold it in a special place on your shelf you might be referring to it again and again. This is also a great book to give as gifts to family and friends. They will think of you every time they put it to use. I recommend it highly.

Disclosure of Material Connection: I received this book free from Revell. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commissions 16 CFR, Part 255: Guides Concerning the Use of Endorsements and Testimonials in Advertising.

This book has been the best advice I've ever read on finances. Hunt's chapter on starting a Freedom Account fortified our financial stability. By making a Freedom Account you are prepared for those unexpected bills that can knock you back for years if you are not prepared. The chapter on a Freedom Account shows you how to set it up and what it is. She has nuggets of gold all the way through the book but this chapter, in my opinion, is one of the greatest tips I've ever read in staying out of debt and having real peace of mind. You will not have to panic if the car needs a serious repair job or your washing machine dies on you.

A great read and able to the apply the information quite easily.